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r/financialindependence

2,269,956 subscribers
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money.

Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.

At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.

Notice: This subreddit is not actively monitored, so the posts here are only a small subset of what exists on reddit.

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H41rym4n4t33 Single / After tax SR 53.9% / Unsure % to FI by 30 or bust I let friends and family know my financial situation. Fight me. 30M | SINK 37M | $1.75M Goal- “leave-me-alone-FI” 31M, expat, DI2K | PM me hot Zillow listings 29M Ops Manager US CPA
New Top (24hr) Top (Week) Top (Month)
to r/financialindependence by Unlikely-Table-615
2 weeks ago
Laid off recently and want to stay that way!
to r/financialindependence by Gew-Roux
1 month ago
What is your unconventional hot take about personal finance?
to r/financialindependence by CaliHusker83
3 months ago
Looking for opinions
to r/financialindependence by Jealous-Yoghurt-2099
4 weeks ago
Need advice about optimizing life/work after reaching FI
to r/financialindependence by NaCl-E-Nutz
3 months ago
Huge Windfall, Felling Overwhelmed
to r/financialindependence by Immediate-Wear5630
2 months ago
Does anyone else just not... want to own a home?
to r/financialindependence by amostusefulthrowaway
6 months ago
Calculating Net Worth
to r/financialindependence by spac0r
3 months ago
Which books have motivated you the most to start spending less and investing more?
to r/financialindependence by Ok-FIRE-Away
9 months ago
From Poverty to 1MM
to r/financialindependence by DaddyGrNjeans
3 months ago
401k rollover
to r/financialindependence by throwawaypurelife
3 months ago
Checking in | The next half million | 1M > 1.5M in last 2 years
to r/financialindependence by willflyforpennies
3 months ago
What’s the deal with SWR?
to r/financialindependence by 1alex1131
9 months ago
The S&P 500 has grown 12% YoY since 2009. Thoughts on retiring early assuming 12% growth, and returning to work if it plays out differently?
to r/financialindependence by Tasty_Representative
7 months ago
Seeking validation for a sabatical
to r/financialindependence by HighlightThink5276
1 year ago
What next steps should I (26M) take making 150k a year?
to r/financialindependence by allthespreadsheets
3 weeks ago
I made a spreadsheet to estimate the cost of having kids
to r/financialindependence by ellsworth92
2 months ago
We all know about an emergency fund, but what about your EMERGENCY fund?
to r/financialindependence by ButRickSaid
1 year ago
Should people pay off a mortgage ASAP when fixed rates mortgages equal the average annual stock market returns since it's a guaranteed rate of return?
to r/financialindependence by 1alex1131
9 months ago
Anybody take something like gap years, short term retirement, breaks in employment?
to r/financialindependence by ellsworth92
2 months ago
What “unusual” goals do you have waiting for you in early retirement?
to r/financialindependence by ellsworth92
2 months ago
What non-RE decisions and tradeoffs has your FI mindset allowed you to make?
to r/financialindependence by IHadTacosYesterday
1 year ago
Anybody considering moving to an undesirable city/state, to buy a cheapo house, specifically just to control your housing costs for the first five years of your retirement?
to r/financialindependence by ellsworth92
2 months ago
What is/was your CoastFI number and age?
to r/financialindependence by MrAuzzy
6 months ago
People make over $200k a year, what do you do?
to r/financialindependence by MrAuzzy
1 year ago
What do you do that earns six figures?