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28M and I am well on my path to financial independence but I have no desire to own a home yet or in the forseeable future. I live in VHCOL and I really like the city and would like to set roots here but I just have no desire to own a home: leaving aside the astronomical housing costs, maintenance costs and being shackled to one location within the city sounds a bit asphyxiating to me.
From the financial perspective, running the numbers, it also makes sense to rent forever and invest the difference on the market.
Would like to hear if anyone has been in a similar situation before. Has anyone else rented long-term? How has this affected your path to financial independence?
I want to rent forever at a fixed price. Why would I want the cost and effort of maintenance, mortgage, and other phantom costs? Fuck that.
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So it's possible in some places. Got it. I'm a glass half-full kind of guy.