Thanks for clicking on my post. I wanted some insight into this conversation that my wife and I are currently having.

For context, we recently bought a house back in 2022 after having lived in an apartment for a couple of years. We barely have any equity in the house, however my wife wants to move closer to her mom (F58) since her health is deteriorating and her father passed away a couple of months ago. Our current house is 45 minutes away from her mom, while 15 minutes from my family. With the house barely having any equity and with my concerns with closing costs and other fees, I'm afraid we'll lose money even if we move to a less expensive house. I am also currently the breadwinner while my wife is in school so it's hard to tell my wife that it's not just an easy decision to just up and move. It doesn't help that her family is actively encouraging for us to move without knowing anything about our finances. I make decent money however we're still paying off some overhanging bills from our wedding earlier in the year.

We are also planning to start a family in the beginning of next year, and my wife would feel more comfortable being closer to her mom, which I understand. I just don't see moving so quickly within just a few months with barely any savings. It's not as if her mom lives alone, my wife's brother (31) and sister (25) but they aren't working or doing anything so it's not as if they can take care of their mom. With the loss of her dad, she's been wanting to support her siblings and mom both financially and physically. I also think if we move even closer, we'll be tied to her family and support them even more. I just think it's rash to just up and move without a decent amount of savings or equity and having to worry about her family and their state.

How do I reiterate to my wife that it's just not viable to move right now?