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Over the past year my wife and I have paid off over 25,000 of credit card debt. We have two cards still open. AMEX and Scheels. Now they have only $100 between the two. In the next year, we really want to buy a house. Is there anything I can do to keep my credit score up or anything I should avoid?? Credit score is such a mystery to me and I am happy it’s this high but now I’m not making these big payments will it go back down?
My knowledge is extremely rudimentary so please let me know if I’m misunderstanding here but, i am worried it won’t stay high since I’m no longer making big payments and have everything mostly paid off.
You only need a 620 to buy a house. 700 is considered tier 1 in mortgages. You can relax.
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- 2 months ago
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