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r/CreditScore

58,235 subscribers
A subreddit for discussing any aspect of credit scores. It is important to not misuse or overextend the credit you are given. Please ask questions and contribute to the knowledge surrounding credit scores.

Notice: This subreddit is not actively monitored, so the posts here are only a small subset of what exists on reddit.

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to r/CreditScore by Low-Foundation8229
3 weeks ago
Ready to start renting a house but my credit is destroyed. Seeking Tips for fast and effective ways to start getting back to a decent score.
to r/CreditScore by Director_Most
1 month ago
Credit is at 489 and I need to improve it to buy a house in a year. Any advice?
to r/CreditScore by mywatertableislow
2 months ago
I just got a collection letter in the mail and my credit has dropped to 590. Parents opened a credit card in my name and ran up $8000 in debt. They told me they'd write me out of their will if I say it was them.
to r/CreditScore by BigBiDadATX
3 months ago
Will have to go in debt counseling.. anyone know how bad it screw my score?
to r/CreditScore by HelpWithFicoReddit
3 months ago
My score was dropped by 33 points for a loan that doesn’t exist.
to r/CreditScore by onetoforget1
1 month ago
Hit a score I wasn't sure I would ever see.
to r/CreditScore by Mansabrice
3 weeks ago
High Score But Never Good Rates/Any Offers On Loans
to r/CreditScore by Financial_Skin_9779
3 months ago
Is it better to pay off a loan before adding a new line of credit ?
to r/CreditScore by homeinalanta
5 months ago
Meth head sister stole my identity and opened 4 credit cards in my name. Mom says she needs drug rehab more than jail and I should pay the money back over time instead of sending her to jail. She spent $15,000 and defaulted on all of it. What are my options for getting my credit score back up?
to r/CreditScore by onetoforget1
1 month ago
Closing credit cards question
to r/CreditScore by Financial_Skin_9779
3 months ago
Need help
to r/CreditScore by Low-Sun8965
4 months ago
Credit drop?
to r/CreditScore by Unable-Incident-8336
4 months ago
Delete personal information from Chex systems Inc.
to r/CreditScore by AccomplishedCicada60
3 months ago
150 point for single late payment of $114
to r/CreditScore by Low-Sun8965
4 months ago
Collections…
to r/CreditScore by onetoforget1
1 month ago
Is it me or does experian seem off compared to Equifax and Transunion?
to r/CreditScore by johnmcd348
1 month ago
Wife went 32 days past on her car payment, now my credit is tanking
to r/CreditScore by TheDataTheLore
4 months ago
Should I close 2 accounts?
to r/CreditScore by Hisworstkeptsecret
8 months ago
Paid off collection, score went down
to r/CreditScore by MrBeansDreams
8 months ago
Boosting credit score to get an Auto Loan
to r/CreditScore by Redbetter1993
3 months ago
How screwed am I
to r/CreditScore by Hour_Reading
6 months ago
Need help with what steps I need to take to clear my credit my ex made a mess of.
to r/CreditScore by marginalizedman71
1 month ago
Signed up on Equifax, Can’t get Score
to r/CreditScore by peacelid
5 months ago
I paid off a medical debt but my score hasn't increased.
to r/CreditScore by buckygill923
7 months ago
Looking improve/establish my credit with $1k