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r/CreditScore

58,235 subscribers
A subreddit for discussing any aspect of credit scores. It is important to not misuse or overextend the credit you are given. Please ask questions and contribute to the knowledge surrounding credit scores.

Notice: This subreddit is not actively monitored, so the posts here are only a small subset of what exists on reddit.

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to r/CreditScore by Lyncaeus
1 month ago
Is anyone talking about the lawsuit against experian where they are accused of not following the FCRA.
to r/CreditScore by InnovationHack
1 month ago
Baffled by score change
to r/CreditScore by Amanda_Playtime
2 months ago
Paying my student loans but my score is dropping?
to r/CreditScore by eslmomma
2 months ago
Best way to dispute an old hospital bill that wasn’t charged to my insurance
to r/CreditScore by Brotherglitter
2 months ago
813 credit score… how do I keep it?
to r/CreditScore by tabletop-issues
2 months ago
Brother stole my identity and opened credit cards in my name. The card companies say I owe about $10,000 and my brother's response to all of this was just "lol"
to r/CreditScore by IllustriousCharge812
2 months ago
Need a car Loan, poor CS
to r/CreditScore by TripledVirus
2 months ago
If you could go back to when you first got a credit card, what would you tell yourself?
to r/CreditScore by ExSpendingProblem
1 month ago
My ex-girlfriend stole my emergency credit card and ran up a $3000 bill. She says I owe it to her to get her "back on her feet" after we broke up. She also said she's not paying it back.
to r/CreditScore by Low-Foundation8229
4 months ago
Ready to start renting a house but my credit is destroyed. Seeking Tips for fast and effective ways to start getting back to a decent score.
to r/CreditScore by Technical_Word_6604
3 months ago
Does getting a credit card and using it responsibly really help?
to r/CreditScore by ilovelamp420420
2 months ago
All 3 bureaus making me angry
to r/CreditScore by Barracks_Bunny
2 months ago
Account that isn’t even mine sent to collections
to r/CreditScore by orsikbattlehammer
2 months ago
Clawing my way to 740 hoping to buy a house, just dropped 15 points from paying off a loan. Feeling dead
to r/CreditScore by Director_Most
5 months ago
Credit is at 489 and I need to improve it to buy a house in a year. Any advice?
to r/CreditScore by mywatertableislow
6 months ago
I just got a collection letter in the mail and my credit has dropped to 590. Parents opened a credit card in my name and ran up $8000 in debt. They told me they'd write me out of their will if I say it was them.
to r/CreditScore by BigBiDadATX
6 months ago
Will have to go in debt counseling.. anyone know how bad it screw my score?
to r/CreditScore by HelpWithFicoReddit
6 months ago
My score was dropped by 33 points for a loan that doesn’t exist.
to r/CreditScore by onetoforget1
4 months ago
Hit a score I wasn't sure I would ever see.
to r/CreditScore by Mansabrice
4 months ago
High Score But Never Good Rates/Any Offers On Loans
to r/CreditScore by Financial_Skin_9779
6 months ago
Is it better to pay off a loan before adding a new line of credit ?
to r/CreditScore by homeinalanta
8 months ago
Meth head sister stole my identity and opened 4 credit cards in my name. Mom says she needs drug rehab more than jail and I should pay the money back over time instead of sending her to jail. She spent $15,000 and defaulted on all of it. What are my options for getting my credit score back up?
to r/CreditScore by onetoforget1
4 months ago
Closing credit cards question
to r/CreditScore by Financial_Skin_9779
6 months ago
Need help
to r/CreditScore by Over-Rock-54
3 months ago
Credit scoring