I have a 769 Experian, 768 EQ and 780 Transunion. Income about 60k after taxes and I do not pay rent/mortgage or have debt. I have been trying to make a vehicle purchase for a while and it seems every time I take a look at my offers I get nothing or some of the most insane rate offers. Is there something I am doing wrong? I considered maybe it could be my address? I am based in Texas. I Could use a Georgia address if necessary.

I find it hard to believe someone with no debt, 60k net income and a pretty good score doesn't qualify for much at all. I should note I do have three credit cards with limits over 10-15k, I dont hold balances on them.