Coming soon - Get a detailed view of why an account is flagged as spam!
view details

This post has been de-listed

It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.

58
Should I close 2 accounts?
Post Body

Back in the day, when my credit score was in the low 500s, I opened two Credit One credit cards.

My credit score is now around 800 and I have much better cards to choose from, however, I've kept these open as I've heard it's bad to close credit accounts.

I'm wondering if I should close these accounts because one of them charges me 9 dollars per month as part of a 96-ish dollar annual fee, and the other around 40 per year.

I never use these cards and their credit limits are 800 and 1200 dollars. I feel like I'm just paying money for no reason except not to impact my hard-earned credit score.

Any advice would be appreciated

Edit: changed balance to credit limit

Author
Account Strength
90%
Account Age
7 years
Verified Email
Yes
Verified Flair
No
Total Karma
2,343
Link Karma
227
Comment Karma
2,104
Profile updated: 23 hours ago
Posts updated: 4 months ago

Subreddit

Post Details

We try to extract some basic information from the post title. This is not always successful or accurate, please use your best judgement and compare these values to the post title and body for confirmation.
Posted
8 months ago