I had a credit card with capital one(horrible company) and last month my auto pay just decided to say no and not pay my credit card. Nothing really happened that time to my score but I got a late fee. I was really upset but said what ever. So I changed my Auto pay and put it as fully pay it off since I was going to switch banks, the day the auto pay was set, came and it never payed so I go and look and the payment said processing. So I said what ever I can't cancel or make another payment for some reason. Everything should be fine. Come the next day I get a ping from credit karma. Saying there is a credit score change. I go and look .ITS DOWN 191 POINTS DUE TO MISSED PAYMENT. I went from a 697 to a 506 the payment took another 2 days to go thru and now it's been another 2 days since the payment and my credit score is still messed up. Is there anything I can do or am I just screwed