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My score is at 570 and my target is 670-700. I want to get a new car loan which is around $25,000 and I also have a down payment 3-4k. Iām only 23 and have opened two credit cards in 2019 and one of them I was young and dumb and payed off the balance (400) just a couple weeks ago and told them to get it off my report the lady said yes. I just opened up a secured premier card which I hope also raises my score. Is there any tips anyone has so I can up my score and get approved? I want to have a low APR and will pay the car off sooner than the term since I am making 100k a year now. Thanks guys and may god bless you!
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- 1 year ago
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