Improve FICO score 2

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Mortgage

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Hi everyone,

Little context, about 4 months ago I had a few late payments report on my private student loans. I have since then corrected it and have made on time payments, and thereby my overall credit scores have increased. Im sitting at an average of 675 ( down from my 710, but getting there )

However, we need to apply for a mortgage to build our home and I’ve noticed that my fico score 2 still hasn’t budged from its fall.

Any idea on what I should do to increase that? I’ve had two banks look at my FICO score 2 already.

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Trinimaninmass

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r/CRedit

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Posted: 2 years ago
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