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r/CRedit

205,058 subscribers
CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood.

We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more.

Notice: This subreddit is not actively monitored, so the posts here are only a small subset of what exists on reddit.

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Collections & Charge Offs Rebuild General Success No Credit Car Loan Mortgage Bankruptcy FICOvsVantage
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to r/CRedit by Interesting-Gap444
1 week ago
If I don’t use a credit card, how long before it is cancelled?
General
to r/CRedit by bigpunged4040
2 weeks ago
Advanced payment
General
to r/CRedit by Low-Foundation8229
3 weeks ago
Can i pay a third party for credit repare, if so what do they exactly do? I have tons of late payments on my history that are killing my credit and im ready to repare
Rebuild
to r/CRedit by Low-Foundation8229
3 weeks ago
I am finally ready to move out of my roommates and buy my own house or at least be able to rent somewhere, but my credit is destroyed. I need help with the next steps.
Rebuild
to r/CRedit by Acceptable-Green-843
2 weeks ago
need 30k loan 408 score
Collections & Charge Offs
to r/CRedit by _SpaceGhost__
6 days ago
First Time Car buyer, 100K car, what to expect?
Car Loan
to r/CRedit by KingFreeman8
1 month ago
How exactly do I get collections and repo off my credit?
Collections & Charge Offs
to r/CRedit by Far_Address_9164
3 weeks ago
New purchases/Interest
Collections & Charge Offs
to r/CRedit by Far_Address_9164
2 months ago
Does interest matter at a low amount
Collections & Charge Offs
to r/CRedit by caddy1919
1 month ago
How to remove collections that are paid to original company
Collections & Charge Offs
to r/CRedit by Pure-Town-9420
1 month ago
So I have a question I have 2 charge offs that have been paid off should I try to get them removed and yes all the information on the report is accurate!
Collections & Charge Offs
to r/CRedit by Time-Stock-4361
2 months ago
Auto loan will I get approved
Car Loan
to r/CRedit by backpackwayne
3 weeks ago
Helping a friend with a single credit card debt
General
to r/CRedit by Loose-Importance-320
2 months ago
Money Order?
Collections & Charge Offs
to r/CRedit by Director_Most
2 months ago
How can I raise my credit
Rebuild
to r/CRedit by Loose-Importance-320
2 months ago
Considered it paid
Collections & Charge Offs
to r/CRedit by Loose-Importance-320
2 months ago
Urgent !!!!
Collections & Charge Offs
to r/CRedit by Proof_Intention7367
2 months ago
539 Score:
Rebuild
to r/CRedit by LoveTat
3 weeks ago
Loan Acquisition
General
to r/CRedit by Necessary_706
1 month ago
Does any have any help on removing charge off?
Collections & Charge Offs
to r/CRedit by Beancounting04life
2 months ago
Credit one credit card in collections with Credit control LLC. Any benefit to settling on lower amount?
Collections & Charge Offs
to r/CRedit by Crazy-Acadia-111
2 months ago
Authorized user on high balance card?
Rebuild
to r/CRedit by RSlashXandy
3 weeks ago
Collections Question
Collections & Charge Offs
to r/CRedit by Electrical_Pilot_291
3 months ago
What should I do?
Collections & Charge Offs
to r/CRedit by Kilo_Chungus
3 months ago
Should I pay off my most expensive debt first or my cheapest
Collections & Charge Offs