Help regarding a card I openned

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I needed cash to pay a bill back in December and applied for creditones credit card just because of the easy approval...

Now, after seeing the crazy amount of bullshit scammy tactics and fees they have, I'm not too keen on keeping this card open.

How bad would it hurt to just pay it off and close it ASAP? Or Should I pay it off and keep it open for 2 years?(or however long it's supposed to be to not hurt your average credit history)

They charge a $75 annual rate which I hate.. my capitalone card doesn't have any yearly fee. So I'd rather close it as soon as I can.

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psychoamine

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Posted: 4 years ago
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