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I've disputed this many times and every time they end up updating it saying I voluntarily surrendered it the month that I dispute. At one point I had three negative "voluntarily surrendered" on the same report. Recently I paid 5200$ on the balance of 7800$ to settle the debt. However on the report it shows that they wrote off the whole balance and my most recent payment was in October 2024 of 389$, when I in fact paid $5200 in October! What is the best course of action. Disputing online is not working. Should I contact a credit repair firm?
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- 2 months ago
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