Would it actually be good to close one of my cards in this case?

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Rebuild

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Here's what my credit report looks like:

I have:

Cap One Platinum - $500 - 5 years 11 months (charging privileges suspended)

Cap One secured - $200 - 1 year 2 months

Credit One secured - $200 - 10 months

Hubby's Amex BCP - $12000 - 1 year 1 month

Hubby's Bilt MC - $1500 - less than 1 year (not yet on credit report)

Hubby's Discover - $8500 - 1 year 2 months

Forever 21 store card - $350 - 3 months

Cap One VentureOne - $500 - 2 months

Sister's Delta Amex - $1000 - 1 year 5 months

Cap One QS (previously Walmart) - $300 - 6 months

TU Vantage Score: 648 Experian FICO: 616

I really hate my stupid Credit One card because they're a horrible, sleezy bank and I'd love to close it and get my $200 back.

My goal is to qualify for the Amtrak card.

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Profile updated: 1 week ago

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BostonSubwaySlut

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Posted: 2 months ago
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