Apartments: Will I get approved?

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I just checked my FICO on Experian and it says 739. I recently made some questionable life choices and racked up 35K in CC debt. Over the last 8 weeks I’ve managed to get that down to 15K with another 6K going to be paid off within the next 3 weeks.

I also have a Home Equity Line of Credit to the tune of about $108K in balance.

Should I focus on paying off the remaining $9K on my credit cards before I try to apply for apartments? My income is about $80K - $100K (sales) per year plus another $1,200ish a month in rental cash flow.

Will the HELOC cause me any big issues?

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milabon

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Posted: 4 months ago
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