It's my first time taking out a loan (I've not yet done it) and my Credit Score is on the 'Good' side if that matters at all. I come here to ask about things I should look out for before taking out a loan such as a good interest rate, the length of time I should be paying, etc etc.

Because I'm a beginner I do believe that the person who will help me take out the loan will spot that I am new and probably tell me things I should get or claim that a high rate is good just to ruin my life and benefit themselves.

TLDR: As a beginner taking out a loan, what are some things I should look out for? What rates are good? How long should I be paying? What's a good amount, etc? Just some questions to show that I'm open to receiving any type of advice to ensure my first time is a smooth & effective process