Authorized user on high balance card?

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Rebuild

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Hello. First post here, so sorry if it’s already been asked. When I was trying to build my credit back, my dad added me as an authorized user on a credit card with perfect payment history. Since then (3 years), I’ve been able to get some cards of my own with low limits ($600-2500). My dad has started keeping higher balances on his card (75% ).

Would I now benefit from being removed as an AU or is the longg good payment history better for me even though it messes up my utilization? My cards are always between 0-50% utilization… Hope this makes sense and I truly appreciate the help. Current TU 642, Equifax 660.

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3 years

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Profile updated: 3 days ago

Posts updated: 2 months ago

Crazy-Acadia-111

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r/CRedit

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Posted: 3 months ago
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