How much if any will my credit go up??

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Collections & Charge Offs

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In March of 2023 I fell on hard times financially trying to juggle finishing Undergrad and work. Therefore my car got repossessed with $950 left on it. My financial institution says if I pay a balance of $190.34 Westlake will close my account, release me from all obligations with Westlake, and report my account as "Account Paid in Full For Less than Full Balance" to the credit reporting agencies.

Credit Karma says I have a 100% payment history and my credit age is 2.5 years. The only things on my credit report or school loans I just acquired and this damn repo…

I guess my question is… how much will my credit go up from my 590 credit score that it’s at now when I pay the $190.34

And do I have any chance of financing another car?

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Profile updated: 6 days ago

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Excellent-Union8046

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r/CRedit

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Posted: 7 months ago
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