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3
Possible Score Increase
Post Body

Currently FICO 8 Scores Transunion 636 EQUIFAX 603 EXPERIAN 625

My Utilization states on my credit reports is usually between 80-120% I have a couple cards over 100%

I also have between 2-3 Collections on my report 1 30 day missed payment Around 8 Charge Offs

I know this may not be enough info to make a complete guess but how many points do you think it may increase if I get down to 0/1% Utilization?

Author
Account Strength
80%
Account Age
3 years
Verified Email
Yes
Verified Flair
No
Total Karma
784
Link Karma
10
Comment Karma
774
Profile updated: 1 day ago
Posts updated: 3 months ago

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Post Details

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Posted
10 months ago