Currently My Scores Are As Follows Using The FICO 8 Scoring Model For All Three.

Transunion 628 Equifax 622 Experian 630

Accounts Across All Three Revolving 11 Installment 11 Other 5 Collections 3 Charge Offs All 120 Days Late 8 Closed Accounts in Good Standing 10

Amounts Owed Revolving 8000 Installment 25000 Charge Offs 5000 Collections 10000

Utilization Overall 92% 2 Cards Over 100% 2 Cards at 100% Rest are 50% and above

Length of Credit History Oldest opened account is 20 years ago Average is 2.5 years

Credit Mix I Have or have had Credit Cards Personal Loans Student Loans Auto Loans Mortgage Loans

New Credit Credit Inquires 73 Age since Newest Account opened 1 month

These are the highest Credit Scores I've ever had. I'd like to start with paying down my amounts Owed especially Revolving. I'm 28 and would like to reach a score of 750. What are your thoughts on how much my score may increase after getting my Amounts Owed down and getting Utilization down to 0 or 10%