This post has been de-listed (Author was flagged for spam)
It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.
26
I'm confused by when my charge off accounts will fall off my report.
Post Flair (click to view more posts with a particular flair)
Post Body
I had 3 charge offs where my date of first missed payment was May of 2016.
I plan on applying for a mortgage very soon but the date of removal is an important factor for exactly when I apply.
The thing I'm confused about is that I read from some places that they fall off the same month of your first missed payment.
Others say it's 7 years plus 180 days and I don't know which one is correct.
Any help would be appreciated.
Author
Account Strength
0%
Account Age
2 years
Verified Email
Yes
Verified Flair
No
Total Karma
63,842
Link Karma
25,001
Comment Karma
35,163
Profile updated: 8 months ago
Posts updated: 10 months ago
Subreddit
Post Details
We try to extract some basic information from the post title. This is not
always successful or accurate, please use your best judgement and compare
these values to the post title and body for confirmation.
- Posted
- 1 year ago
- Reddit URL
- View post on reddit.com
- External URL
- reddit.com/r/CRedit/comm...