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Managing Irregular Pay Schedule (New to YNAB!!!)
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Hey everyone! I've finally decided to make a strong move to get hold of my family's finances and research led me to YNAB. The concept of only budgeting cash on hand resonates with me and fills a gap in my reasoning that the old "excel method" didn't. For the first time I feel like I'm actually in the driver's seat even if I'm not quite over the "paycheck to paycheck" hump yet.

Which brings me to my actual question. I get paid on the 7th and 22nd which obviously don't really fit with the standard months. I'm not sure if I'm just experiencing a bit of a mental block with turning over into October and setting up goals for October bills or what but I'm hoping someone here can maybe provide some insight/advice that I'm not picking up from the tutorials.

Is there any value in treating the months as a sort of "fiscal month"? For instance, treating "September" as 9/7 - 10/6? Or will the rolling over from month-to-month sort that out? I assume this will be less of an issue as my money ages but starting out it still feels a little off. Maybe it's just growing pains...but I really like the underlying philosophy so I want to stick with it.

Any other general advice is also appreciated. Thanks!

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4 years ago