I've been on YNAB for about two weeks. I love it, especially that it moves money from a category to the credit card payment when something is paid by credit card. I wanted to pay the amount it shows on YNAB, but when I add up my available money, it's $80 more than what I actually have.

I searched this question, but none of the answers worked for me yet. It's a common question, so I figure I'd post this and get two birds with one stone. Instead of just talking about one person's problem (mine), let's put all the possibilities in one place, and people can stop posting these. I'm sure mine will be in here somewhere, since I'm still pretty new.

Thanks!!