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[Question] How can I most effectively move money around for a down payment on a house?
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MuchFox2383 is in Question
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I cant reach my tax guy on Sunday so hoping someone may be able to assist here.

Basically had a really good deal come up so we jumped on it and now we're trying to shuffle funds around in the most effective manner.

My inlaws are able to provide some liquidity so that we dont have to dump money from our brokerage account. I was thinking this could be in the form of a gift and they pay the downpayment directly, then we help them with a large purchase over the next year or two to repay it (once we've had time to pull money from our brokerage). Would there be any tax implications / other hurdles if we took this approach? Im seeing some stuff about annual gift limits, but also a longer lifetime amount so Im not entirely sure where this would fall in.

Appreciate any guidance here as well as your time.

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3 months ago