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Stay or take loan to study abroad?
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I'm a 19M from Trinidad and Tobago. I'm doing a BSc Accounting, which is fully paid for by the government, then I'll finish ACCA while I work (I'll get some exemptions because of my degree. ACCA is an accounting body) I'm one year into university (it takes 3 years to finish a degree here) and plan on taking another semester. My uncle offered for me to go university in Canada. He'll loan me the money. I'm also taking into consideration England if I can transfer some credits to an England university, also in England the degree takes 3 years.

Now I'm faced with 2 main decisions; Should I finish my studies (degree and ACCA) and then move out? I'd essentially be debt free Or should I leave? Taking longer to graduate university graduating with CAD $60,000 in student debt, but with better job opportunities and a chance to stay in the country?

I'm in the process of seeing whether I can transfer my credits to England, if any of you know whether I can do that please let me know. If yes, it would take me more or less the same CAD 60,000 but I'd graduate sooner.

I really want to leave Trinidad because of a lack of opportunities, but it's also heavy to move to a next country and start another degree from scratch and end up with student debt. If I don't leave now, I don't really see myself leaving in the next 5 years, and I've heard it's much more difficult to move to another country as a worker than it is to do it as a student.

Please, any advice would aid me in my decision making. Thank you so much in advance

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3 years ago