Hi my private student loan Sallie Mae is defaulting at the end of the month, I have a question if student loan lenders try to obtain a judgement and win and sue me are they able to garnish my grandpa’s pension (he was my co-signer) my grandpa is very sick so I’m stressed out. Or is his pension judgement proof? I’m stressing out so much. My grandpa is asking my dad to get involved to help pay and my dad is going to ask me to work 2-3 jobs again to pay the 200,000 dollar loan and he doesn’t even care that I have a mental illness (schizophrenia) & struggle with working.

Anyways is my grandpa’s pension judgement proof?

Edit: it’s under Calipers pension in California

Edit: For those saying get a job, I have one. I’m actually a nurse. I was a Covid & post acute nurse for 2 years at a SNF working 20 hour shifts but due to health reasons (my schizophrenia and getting covid 5 times & giving it to my family), I had to switch to a school nurse position which pays less than half what I used to make and barely covers my basic needs.