CASE A:

According to this documentation, I can use on_behalf_of to specify a connected account when processing payments, like so:

stripe.PaymentIntent.create(amount = 10000, currency = 'usd', on_behalf_of = '{{ SELLER_ACCOUNT_ID }}')

CASE B:

Next, according to this documentation, I can use stripe_account to specify a connected account when processing payments, like so:

stripe.PaymentIntent.create(amount = 10000, currency = 'usd', stripe_account = '{{ SELLER_ACCOUNT_ID }}')

Now, my questions are:

1. What's the difference between the 2? I noticed that funds flow directly into my account for Case A, and it's up to me to do a manual Transfer of the funds to the seller. But somehow the seller is the Business of Record? That makes no sense. Whereas for Case B, the funds flow directly into the seller's account without bypassing mine.

2. In either cases A or B, what if the seller does something stupid and starts selling porn or marijuana products? Who gets suspended -- me as the platform, the seller as the Business of Record, or both?