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Question about Stripe Connect
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I'm building a platform for creators to sell digital products, and I noticed 2 kinds of similar platforms:

  1. Gumroad, where they're the Merchant of Record -- they take payments into their own account, handle taxes, disburse payments to their users later, and they handle all refunds, chargebacks, and take on all legal and financial liabilities.
  2. Podia, where they merely allow users to connect their own Stripe accounts, and the user handles everything from their own Stripe dashboard.

I'm looking into doing 2, I don't want to be anyone's Merchant of Record.

Does that mean I'm free and clear, if my user violate's Stripe policies?

Say they start selling porn or marijuana-related products.

Will Stripe just suspend them, or will they also suspend me for being their Stripe Connect partner?

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Posted
1 year ago