So, I've been actively investing for 2 years. And in that time have gone from Index Funds to stocks, to penny stocks. Last year I turned my portfolio from £8,500 to £30,000. And this yeat have seen my portfolio go from the previous sum to as high as £60,000, back down to £30,000. And within the last 7 days I've lost £3,500 or so day trading. Losing £30,000 didn't kill me. But losing the last £3,500 had.

In the time I've been trading I've invested another £6,000 of my own money on top of the £8,500, probably, and have borrowed £3,000 from the bank to buy an exciting dip in the market, which if I had sold at the high would have made me 40% or so on the trade, from the borrowings. Now I just feel like I'm bleeding money. I'm still up overall fortunately, but my confidence is blown. Whatever I buy or sell I'm just losing.

I haven't touched options trading by the way. This is just pure stocks.

If I paid back the bank loan tomorrow, I'd have £26,000 as my net worth. I'm 21, so I don't have a mortgage, though I do have a PCP deal on a car.