I am a small business owner, handyman/remodeling, looking for start up capitol to purchase a seamless gutter machine and needed supplies. The business is brand new, but I want to work to focus on a specific niche (gutters) instead of something as broad as remodeling. I spent most of my savings on getting the business started. I was curious if anyone knows or has real life experience with SBA loans/grants or something of the sorts? My credit is in the "good" range but I dont really want to do a personal loan unless it's a last option. Any thoughts or ideas would be appreciated as I'm just getting started on my research end of it. I'm in the Knoxville TN area if it matters. Feel free to pm me.