Im 26m, had sex with a handful of women but I still feel like I dont get what "sex" is supposed to feel like. I've never had an orgasm either, with a partner or myself besides in wet dreams.

To me, sex feels like I'm fingering a girl with my cock. I can feel its warm, wet, tight, etc, just like I can feel with a finger. And those are all pleasurable feelings, but they don't feel "good" or anything that I think would draw one closer to orgasm. I feel like it's missing some other level of sexual feeling.

Is there a sensation beyond physical touch that is supposed to make sex feel like sex? Not talking about emotional or spiritual connection stuff. But what does piv sex feel like physically beyond what a finger can feel?