hi I'm 19F and for the longest time I've always wanted to try fingering or inserting something inside to masturbate since I've always relied on my clit. Each time I try though I can't seem to do it, I'm wet and aroused enough everytime I try but I just can't seem to get it in? I'm not really sure how to describe it. I can't really put a tampon in either but I feel like it's mostly because of my fears around it that I don't know how to get over.

I've tried pillow grinding, doesn't rlly feel like anything, Ive tried the showerhead but it doesn't rlly feel like anything either, grinding doesn't seem to do it at all. I can't get toys either.

Has anyone managed to get over that kinda fear around penetration?

edit: I don't want to sext, please stop dming me thinking you're gonna get smth out of it, you won't. I'm posting to find a solution not to make your dick wet.