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So my wife and I are looking to by an investment property. Likely going to be an airbnb/vrbo 90% of the time and us using it the other 10%. So the question is when it comes to loans. We have enough for a 20% down payment on the price range we are looking at. We can easily afford the payments on top of our current mortgage. But what would be the best type of loan to go with? A traditional home loan? Or are rates better say if we borrow against our commercial property that we own free and clear? What type of loan would the second option be called?
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