Edit: It's been resolved. Thank you for all the helpful suggestions everyone.

A month ago our provider Onlia was bought out by wawanesa, first we heard of it. Wife and I were paying $160/month total for us. Wawanesa wanted $900. We shopped around, cheapest one is like $840/month, they all claim that there's a claim made back in April affecting our rates. No claim was made. My wife reached out to Onlia, but they have yet to respond. Our insurance will run out in 2 days, we live in a remote area and need to drive for everything, like we are a 20 minute highway drive to the closest town kind of thing.

Don't know what to do, our max is $300/month because our housing and food costs have skyrocketed also.