We were doing fantastic! I was working almost full time. Husband was working almost full time, (I say almost because it was 36 hours a week). Bills were getting paid. Debt was going down. We caught up on the truck payment. We paid back all personal debts. Doing great...then it happened.

His work cut his hours AGAIN! Yes, we already applied for unemployment. Yes, I am getting extra hours to try and compensate, but I make less per hour than him now. I even have some friends helping me with my special needs son so I can work more.

Now we are in overdraft again. Every time we get ahead...we fall behind. I need a way to work with his wonky pay and hours. My hours and pay are also wonky, but at least I can expand my hours now.

Does anyone have a way to budget with huge fluctuations in take home pay?