Im 26, working student (grad school) and a breadwinner. I honestly dont know what to do anymore, my debt is like 200K na. I pay all the bills, rent, food, debts, tuition fee, etc. kasi walang work dad ko and expect niya ako gagastos sa lahat, he is 56. My only brother, nag layas and nagbbigay lang like 2K per month. Naglayas dahil sa financial struggle and pressure from fam and wanted to pursue being an artist, idk. My sahod is only 30K and my bills is 50K per month so kelangan ko talagang mag utang all the time. And its killing me. Im tired. Pero actively looking ng mas magandang work which is very difficult.

How to say no? Na hindi ko na kaya. The consequences naman ay walang support tatay ko for his living. He's not capable of working. Any advice please is highly appreciated. I want to see my situation from a different perspective of what should be done.

Quick estimates of my expenses per month:

8K tuition fee, 7.5K apartment, 2.1K internet, 3K utility bills, 8K food, 20K debts, 3K (others like cat food/litter, gym, transpo, etc). Total of 50K for 30K monthly salary.

No health insurance, no shopee, no new clothes, shoes, new gadgets, pc accessories, eating out, etc. My debts and their interests piled up because i was 5 months unemployed. And 5 months working as a minimum wage earner before in a hospital as a professional then i resigned and work as a VA now. I did my best and still doing my best kaya im pursuing grad school, hoping to improve, get better opportunities and do my passion.

Currently looking for a better job as my solution. Because i cant say no? Your help in any way is highly appreciated po!