Hi everyone! I'm an amateur and this is my first post here. I've really enjoyed this subreddit recently.

I was planning to take a leap for the first time and invest P100,000 in an investment vehicle while everything is cheaper during the pandemic, I was eyeing stocks (and actually placed a couple of orders in advance, mostly blue chips) in BDO Nomura. But going deeper into this subreddit I read about ETFs and what I think are mutual funds? ( XPEEQ, XPEIF, XFMEQ, XSLEQ?)

The idea of the ETF attracted me but some people have pointed out calculations that during the 5 year existence of FMETF, the mutual funds have performed better during that time period. So far what I've planned to do was invest around 10k~ each on several blue chip stocks (Ayala, Jollibee, DMCI etc)

I'm hoping for some guidance haha, I have 100k I could use and what I feel is a good timing to start investing and looking for some insight.