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Hello All,

I tried lurking around, and I came to the conclusion na you guys don’t recommend VUL.

My family is being offered SunLife VUL by an uncle’s wife and we are interested because you know, insurance and you will be provided for if ever na magkasakit ka, all that jazz.

But after reading here, parang ayoko na. Hahahaaha. Nakakahiya naman tumanggi sa kamag anak tho.

I’m sorry but can you please explain further why this is not a good idea? I want to be able to explain din kasi sa fam ko.

Are VULs not what they seem to be? Lugi ba in the long run?

Thanks in advance! More power to this sub.

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4 years ago