Hello!

I'm 19 years old. I currently only have 1 savings account under Metrobank for all my transactions (purchases, receiving funds, savings). Recently, I've been thinking of opening three more bank accounts (for emergency funds, savings, and wants) to sort out my finances. I believe it'd be more convenient for me this way since it's easy to get carried away seeing the money be all bundled up in one account. I live alone and am still a student so I have to budget everything. I got this idea while scrolling through tiktok around 2 weeks ago by some financial advisor. Not that I am blinding following him, but I thought he made some great points and it directly fits my needs.

Is the advice really applicable for someone my age? And if yes, would it even be possible to open that much accounts without an income?

Also, from experience, what banks would you suggest to me?

Thank you so much po!