I’m currently 26 years old making about $85k salary as a Mechanical Engineer. I just received a 8% raise (included in the $85k). I am not currently contributing anything to my 401k, although I do have about $5k already in my traditional 401k.

My company does a 4% match, so if I contribute 4% they match 4%.

With my 8% raise, I would like to invest a good portion of that to catch up a little.

My question is, should I split my contributions between a traditional and a Roth? For example if I want to invest 6%, should I do 4% in the traditional to get the company match and the remaining 2% in a Roth?

I know there’s benefits to both, but I just need some more opinions. I used to listen to Dave Ramsey a lot (like him or not) and I remember him saying it’s best to get the company match, then max out a Roth next.