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Hello Reddit ! I am looking for advice ,Iโm 25 years old with a 5 year old who has special needs ASD diagnosis. I am trying to decide how much term life insurance to get. I donโt know if I should 500k,750k,or 1M dollars. I am finishing up a certificate this year but I am going to be more money ,next summer. Should I get smaller plan because I am young and no health issues or should I go bigger. I plan to start investing this year for the first time. Anywhere from 10k-15k between Roth IRA,ETFs,and I bonds. I guess my question is better to get smaller like 500k policy then get another one if I feel itโs needed should I just go for 1M now. I am hoping to make enough money not to need life insurance aka FIRE. Leaning towards just 500k for now but want some advice. Thank you.
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- 2 years ago
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