Hey y’all. I’ve been working on my credit and I’ve had some good fortune of earning respectable credit for the first time in a long while. Part of that is by consulting Reddit so I owe y’all a debt of gratitude. There’s a strike against the account for a music instrument rental from about 3 years ago. Credit Karma says that I can add 25 points to my score by getting it removed. I disputed the charge and said that I had no recollection of it but it came back and said it was verified, whatever that means. Can anyone help guide me through getting this removed? I read some quote somewhere on Reddit that people found on TikTok that they say using word for word helps but I’m skeptical. Any help you may have is greatly appreciated!