Coming soon - Get a detailed view of why an account is flagged as spam!
view details

This post has been de-listed

It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.

6
Retirement planning beyond 401(k)
Post Body

Hi all. Just looking for some basic advice on steps to take for retirement planning for my wife and me.

A bit about us: early 30s, married with no kids (and no plans for them). We both work, and both max our 401(k) contributions each year. As far as I understand it, we’re not eligible for a Roth IRA based on our income. We own our home with maybe 25 years left on the mortgage. We’ve got a savings account that we could live off of for roughly two years with no income.

What should we be doing to plan for our long term financial health? I’m happy to learn about things myself, but I don’t know where to begin as I’ve never really been taught about any options beyond a 401(k).

Thanks in advance!

Author
Account Strength
100%
Account Age
14 years
Verified Email
Yes
Verified Flair
No
Total Karma
24,609
Link Karma
5,575
Comment Karma
19,026
Profile updated: 5 days ago
Posts updated: 7 months ago
​

Subreddit

Post Details

We try to extract some basic information from the post title. This is not always successful or accurate, please use your best judgement and compare these values to the post title and body for confirmation.
Posted
2 years ago