I have an economics assignment which seems simple but once I started it became clear how extremely time consuming it is. If anyone can quickly help me with picking these few investments along with quick points as to why they are the “best” compared to those similar to them, it would be highly appreciated.

Here is the specific criteria:

You have $100,000.00 to spend. You must find 10 real investments which come from a minimum of 5 different types of investments. Include your sources at the end of the document. (25 marks)

Write-up: 1. Write a paragraph on your overall portfolio strategy. Make up a life scenario and apply an investment strategy to it. This will answer questions such as how old you are, what you are saving for, your marital/family status, and your risk tolerance etc. Explain what percentage of your portfolio will go in low, medium and high risk investments. (5)

1. For each investment you choose, write a paragraph describing: a) how it fits into your portfolio strategy and (5) b) why you think this is going to be a good investment and (5) c) why you chose that particular investment over other very similar ones. (5)

2. Put the list of investments in table form. This will include how many units of the investment you own, what the purchase price was and how much you spent on the investment. Then include a total portfolio value at the bottom. (5)

Here is what I have so far:

1. I am a 29-year-old software engineer employed at a technology company, with an annual income of approximately $130,000. I graduated five years ago and my schooling was paid for through an awarded scholarship. My spending is not very high as I am not in a relationship and live alone in a 1 bed room apartment. My car is used and it is the same one I have had for the past couple years. Along with an inheritance of $25,000 I have also saved $15,000 per year since I started working; leaving me with a total of $100,000 today. I also hope to get married within the next year or two. As my lifestyle is not demanding of high spending, and I have a fairly large income in a stable occupation, my risk tolerance is falls between the mid and high range. I am not saving for anything in particular, though, as I plan on getting married in the near future, this also translates into the responsibility of a family later on, and so this lowers my risk tolerance a little bit. Overall, my portfolio will have a balance of low, medium, and high risk investments – roughly 40% medium, and 60% split between low and high.

AT&T Stock

As this is considered an investment stock, it offers a medium range risk compared to other types of stocks, making it the first 10% out of 40% in my portfolio strategy. It is very well rounded in its qualities. Firstly, the company’s financial state is quite stable, especially when looking at their debt. The amount of debt is not too high where it arrises concerns, but is a solid level meaning it can use the debt to reinvest into itself, adding future value. It is this future value that sets it apart from the other similar telecom stocks. Because of its plan to expand into other sectors, like media for example, it shows arguably more potential than the others, while also growing in its current service of 5G networks. 

Fiverr Stock

Fiverr shares can be considered growth stocks, unlike AT&T which is investment. This means there is a little bit more risk involved, though it is definitely still a sound medium risk investment, making up the second quarter of the medium risk investments in my portfolio. The online freelancing sector is ever growing, and Fiverr is at the top of it. Its simple system makes it fairly easy for both buyers and sellers to use. It also offers a large scope of services, from graphic design to even digital marketing. Even with other similar companies, this one is the best. For example, one of their rivals, Upwork, uses a system where jobs are posted to attract freelancers. On the other hand, Fiverr’s system works by freelancers advertising their skills and attracting customers. Also, considering the current dip Fiverr stock had, now is a great time to invest in the company.