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In 4 days I can sell my shares after my old company IPO'd about 6 months ago (SEC Laws)
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But I have some questions and I'm curious what y'all would be thinking about if you were or have been in this situation.

Some background info: 1. It's a low-volume trading stock (~15k shares avg volume) 2. It's a pharma company so generally a higher risk item (drugs can fail) 3. On the avg day my shares range in value from $85k to 100k 4. I have 2 loans: 4a. College Loan: 8 years left on the loan, around $80 interest accrues monthly, $21,189 left in principal 4b. Car Loan: 5 years left on the loan, around $80 interest accrues monthly, $26,705 left in principal 5. I have "excellent" credit, scores are ~770 when it was pulled a month ago 6. I am 29 years old, I make $90k salary and upwards of $50-100k in consulting side work

Questions: 1. Would it be intelligent to sell enough shares to pay off my car loan and college loan? It would eliminate over $12k in accrued interest, but unsure exactly how much this could hit my credit. 2. When I decide to sell (lets just assume I sell 100% at once for simplicity sake), what would be some options for investing that you would consider? Lets say it's $100k. How much would you diversify the funds post sale? So torn on this aspect.

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3 years ago