I am at the sweet spot of hell in America, I make under 20k a year, make more than what is needed for foodstamps, pre covid was paying 12-15% of my check to my college loans just to cover the interest and every tax season a hospital takes my state taxes for 9 going on 10 years now. I was given no help but 4 doctors telling me I was fine as my bones cracked and popped with every step and I explained/showed the size difference in my normal leg and injured one. They gave me an MRI said nothing to see here go to PT and sent me on my way. I couldn't afford PT, I couldn't afford a hospital visit thats why I didn't go when I was injured,, my family was poor but I thought I'd get assistance from there.. This was a college hospital and I was never shown a total bill. I was unemployed through college so paying back then was not possible and thus they defaulted and I've been in a cycle of repayment for nothing for a decade. I want help but everything seems unavailable be it public funded hospitals only cover people that live in that town or a high paying job where I live is considered full time....I'm in a rut and I have no idea how to begin to climb out. Currently just my rent is 60-65% of my income and that's cheap, thankfully I payed a car off at 100/month so I have a little extra but nothing go write home about. Sorry this is just a vomiting of problems but everytime I think of starting this I just it'd be faster to shrivel up, call it quits and enjoy the ride...and I just turned 30 and I know better I just don't know how to start that isn't pain for years living worse than I currently am. Timeline: Injured a week before HS graduation, hospital at 21, still where I was if not worse due to interest a decade later.