What’s my next steps? ~$20k debt, making $29k annually. Credit below 600 as a result.

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Backstory:

I’m 24. No financial advice growing up other than “Save your money!” Made shit financial decisions and had trouble learning how to save. I want to know what I should do next. Most or all have been sent to collections and my credit is shit.

Goals: Buy a house, start business, remove debt anxiety.

18-20 Car repossessed. Sister co-signed: $9k debt Verizon, Sprint: $800 total Bank: $1k debt for impulse purchases Roommate situation flopped $500 Lawyer fees $500 (?) Internet $250

21-24 Roommate bailed $1k Unpaid utilities $100 Gym $1k Hospital $819 Bank $180 Bank $350 Progressive $52 Apartment $400

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Profile updated: 1 day ago

Posts updated: 1 month ago

christnice

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r/personalfinance

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Posted: 4 years ago
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