Had a super nasty bout of depression the past year and just now getting back into the swing of things. I'm realizing that things are a lot tighter than I had previously imagined. I want some honest feedback on what I might do, other than the obvious 'cancel all your subscriptions.' Copying out of my super complicated spreadsheet that I love.

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That is not a lot of wiggle room and I have nothing in savings. Obviously Hulu and my Prime channels have to go. The meal plan service is non-negotiable, we were eating terribly and I have no idea how to cook and even with the service it's taking me hours each week to plan everything out. Lots of spoilage, stocking things, getting new utensils and kitchen stuffs as a result of learning how to cook and manage a pantry means eventually the grocery costs will go down but for now they're non neogtiable. My credit score is low 700's, so maybe a refinance is possible? Also switched to work from home permanently this week, so I might save by switching to a pay per mile type insurance.

Any insight or recommendations appreciated!