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I currently have a 30 yr life insurance I got at age 31 for 500,000 for $38/m which I'm going to cancel when I get a new policy. I now have 2 kids under 2 at age 42 so I'm in the process of getting a new policy that's 30 yrs which will take it up to when I'm 72. It's $45 for 500gs, $68 for $750gs and $88 for a million. I'm torn to which policy to pick. Any suggestions? I have real estate and will have different portfolios for the kids but not some crazy amount. I know this is an investment but something that disappears if I live past 72. Should I pay 16gs for 500gs vs 32gs for a million?
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- 4 years ago
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