I have power of attorney for my disabled mother who is unable to manage her own affairs. My grandmother passed away, and my uncle, the executor of grandmother's estate, is working on distribution. Much of the estate is in the form of stock, and my mother's share of the stock is valued around $100,000. My uncle and his lawyer are urging me to open a brokerage account with my mother's name on it to receive this stock, but I'm going around in circles trying to figure out how.

I've been pointed toward "Able act" plans, but I see that there is a $15,000 annual limit on contributions, so I assume it wouldn't be possible to put the full amount into such a plan in a timely manner. Is there some other account I should be looking at? I'd like to keep things relatively simple, if possible. It's likely the stock will need to be sold in a couple of years to pay for my mother's care. Everyone involved is in California, if that matters.